The Types of Damages That Warrant Roof Insurance Claims
When it comes to roofing, sustaining damage is always a concern. It's no surprise that a recent survey identified durability as the most important consideration when deciding on a new roof purchase at 85%, according to Roofing and Exteriors. However, no matter how durable your roof is, there's always the possibility that something could happen to it. This is why it's important to have roof insurance. Below are four types of damage that usually warrant submitting roof insurance claims.
Wind Damage
One of the most common types of damage that leads to roof insurance claims is wind damage. High winds can cause all sorts of damage to your roof, from shingles being blown off to more serious structural damage.
Snow and Ice Damage
Snow and ice can damage your roof in several ways. Heavy snow due to extreme snowfall can cause your roof to collapse. Water from melting snow or ice can also seep underneath shingles, causing them to break and pull away from the roof. This can eventually lead to water damage in your home, which can be costly and dangerous.
Hail Damage
Another common type of damage that warrants roof insurance claims is hail damage. Hailstones can range in size from pea-sized to golf ball-sized. Large hailstones cause serious damage to roofs, putting dents in metal roofs and breaking shingles.
Tree Damage
Storms can cause trees to fall, which can, in turn, damage your roof. In some cases, the damage may even be enough to cause the entire roof to collapse. The most common type of tree damage is when a tree limb falls and punctures the roof, leading to leaks and other damage.
If you're ever in doubt about whether a particular type of roof damage warrants a roof insurance claim, it's always best to err on the side of caution. When you work with Top Notch Roofing & Exteriors, you can rest assured our experienced team will help you file roof insurance claims. Contact us today!
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